Fresno Mortgage
PURCHASE
Loan Programs
SINGLE FAMILY (1-4 units)
Conventional Loans
Conforming
Fannie Mae (F.N.M.A.)
Home Possible
(3% downpayment)
Homestyle Renovation
Freddie Mac (F.H.L.M.C.)
High Balance / Super Conforming
(up to $625,500 in eligible counties)
Jumbo
(Conforming limits to $650,000)
Super Jumbo
(over $650,000)
Non-Conforming
(Institutional & Private Money)
Sub-Prime - Bad Credit
Alt Doc - Reduced Documentation
Recent Bankruptcy/Foreclosure/Short Sale
Federal Government Loans
FHA
(Federal Housing Admin.)
203(b) 3.5% Downpayment
203(k) Rehabilitation
$100 HUD Repo
HECM Reverse Purchase Mortgage
VA (Veteran's Administration)
100% Financing ($417,000 or less)
Jumbo VA (over $417,000)
USDA Guaranteed Home Loan (Rural Development)
USDA Direct Home Loans
CA State Government Loans
Cal-HFA (Housing Fianance Assistance)
Cal-Vet (US Veterans)
ADD-ON PROGRAMS & 2nd's
Government Programs
US Federal Programs
M
ortgage
C
redit
C
ertificate
(M.C.C.)
CA State Programs
Platinum 3%/5% Grant Program
Cal-HFA MyHome
Local City & County Programs
Clovis City DAP
Fresno City CalHome Mortgage Assistance
Fresno County HAP
Madera DAP
Firebaugh DAP
Private Programs
None currently available
OUR SPECIALTY PROGRAMS
Senior Reverse Mortgage Purchase
Refinance home you now live in
Purchase a new home
Condominiums, PUD's and Co-ops.
"Boomerang" Re-entry 2nd Chance
Construction & Rehabilitation Programs
Lot Purchase Loans
Owner Occupied Property Borrower
Fixer upper - Rehab
Construction
Owner Builder
Contractor Builder
Investment Property Borrower
Fixer upper - Rehab
Construction
Builder Pre-Sold
Builder Spec/Model
Investment Properties (NOO)
Purchase
Refinance
Second/Vacation Homes
